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Insights on borrowing

From the record a lender searches first to the cash left in unpaid invoices, our team has written on what decides a loan.

Lenders pull the public record first, and a search takes them ten minutes. (read where we wrote it)

5Pieces from our team on borrowing

Read our team on loans and patient money

Pieces on borrowing, unpaid invoices and the capital a business can reach without selling shares.

What should an owner hear before borrowing?

Sriram ChidambaramPut the concessional layer in first, in the right place, and it does the heavy lifting of de-risking everything above it. Done well, a small slice of patient money changes the price and the availability of all the capital that sits on top of it.
From "The Capital Most Founders Never See"
Sriram ChidambaramIn a business running on 60 to 120 day terms, a sale you haven't collected is an expensive loan you never meant to give.
From "RevenueOS for manufacturing"
Sriram ChidambaramHere is the uncomfortable truth: a company can be profitable on paper and insolvent in practice, and the gap between the two is almost always hiding in inventory.
From "One stack, many shapes"
Sanskriti JhaveriIn our experience a polite, factual note to the buyer's finance head referencing the disallowance moves money faster than six follow-ups to the procurement contact.
From "The MSME owner's guide to getting paid, funded and sold"