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    How a loan comes together

    We start from what the money is for and what the cash flows can carry. Then we set the mix of loans and cheaper money, prepare the books and papers a lender reads, and see the process through to closing.

    Each layer of capital should buy a specific piece of de-risking that makes the next layer cheaper. (read where we wrote it)

    Which money suits which part of the plan?

    We find the right loan, add cheaper money where it helps, get your books ready for the lender and stay with you to the signing.

    1. Debt Advisory

      Identify financing options suited to your business.

      • Working capital financing
      • Growth capital
      • Term loans
      • Structured debt
      • Venture debt
      • Project financing

    2. Blended Finance

      Combine multiple funding sources to improve capital efficiency.

      • Equity and debt structuring
      • Grant-linked financing
      • Development finance
      • Catalytic capital
      • Impact financing
      • Co-financing structures

    3. Financial Readiness

      Strengthen your financial foundation before engaging lenders.

      • Cash flow planning
      • Financial projections
      • Credit readiness
      • Financial restructuring
      • Debt servicing analysis
      • Risk assessment

    4. Transaction Support

      Manage the financing process efficiently.

      • Documentation support
      • Lender coordination
      • Due diligence preparation
      • Negotiation support
      • Financial information management
      • Closing assistance

    Why settle what to borrow before going to a lender?

    The first two steps decide what to borrow, and in what mix. The last two take it to the lender and through to the signing.

    1. Assess

      Evaluate business model, cash flows, and financing needs.

    2. Structure

      Design the optimal capital structure and funding mix.

    3. Prepare

      Build financial and documentation readiness for lenders.

    4. Execute

      Coordinate the process end-to-end through closing.